Selecting the Right Retirement home in El Dorado Hills
Consider all the choices you’ve made in your life. As you step into your retirement years, the moves you make now are just as meaningful. When you look into all your options for senior living in El Dorado Hills, it can be difficult to sort through your possibilities.
Depending on guidance from your loved ones can be complicated, especially when their own calendars are so busy. You don’t want to put any extra burden on them. That’s why it’s important to learn more about senior living communities, considering both the upsides and negatives so that you can make a decision that will help you achieve your own version of a peaceful retirement.
What is the top choice to live for seniors in El Dorado Hills?
Let’s begin by evaluating two main types of senior living communities: independent living and continuing care retirement communities, also known as CCRCs. As you consider both alternatives, you’ll want to be clear about the differences between the two.
Independent living communities—like El Dorado Estates in El Dorado Hills—are created for adults who typically don’t need assistance with the everyday needs. If they do need further support, they’ll need to seek it out independently. Residents benefit from all the amenities, offerings, and care support offered in their monthly rental fees.
CCRCs, or continuing care retirement communities, are meant for independent seniors who anticipate needing a significant level of medical care or daily living assistance in the future. They offer a range of residences, from independent living to skilled nursing. Residents sign a contract and pay an entrance fee, along with ongoing monthly fees.
The right fit for you will depend on your individual needs.
Would senior independent living at El Dorado Estates be a smart option for me?
Senior independent living at El Dorado Estates was designed for people who:
- Are at least 55 years old.
- Stay relatively healthy and active.
- Aren’t dependent on help with basic activities like dressing, showering, food preparation or medication monitoring.
- Want to stay connected and continue their hobbies and interests.
- Prefer living in a place of their own with relief from home maintenance and upkeep.
Why does independent living benefit you?
At El Dorado Estates, you get all the perks of independent senior living without the complexities and fees of a CCRC’s contracts and costs.
How would you define a CCRC
CCRC is short for continuing care retirement community, sometimes referred to as a “life plan” community. In this type of senior living arrangement, you’ll find:
- Independent living apartments or homes
- Assisted living units
- Memory care units for those with dementia or Alzheimer’s
- Skilled nursing suites for individuals needing 24/7 care
Although you may never need advanced care, you’ll still be paying for it. That’s a major point to weigh when evaluating your long-term financial goals.
At El Dorado Estates, you get all the perks of independent senior living without the legal and financial risks of a CCRC’s contracts and costs.
What’s important to learn about CCRC contracts?
Moving into a CCRC requires entering into a multi-page, legally binding contract and paying a significant entrance fee along with monthly fees. If your financial situation changes or you decide to leave, your entrance fee may not be returned—depending on the clauses of your agreement. If the property is sold, your contract terms might also be altered. It’s a good idea to consult with a legal expert and a financial advisor before signing.
In contrast, moving into independent living at El Dorado Estates in El Dorado Hills only requires a basic rental agreement. No entrance fees, no extended obligations, and total monetary freedom.
Are all CCRCs involve legal commitments?
Yes. And they typically come in one of three categories:
- Type A – Extensive Life-Care Contracts: You pay in advance for future healthcare.
- Type B – Modified Contracts: partial coverage is included, with additional costs later.
- Type C – Fee-for-Service Contracts: Most affordable at first, but costs increase as you need more care.
What are the actual expenses of a CCRC?
According to the National Investment Center for Seniors Housing & Care, the typical upfront cost for a CCRC is $402,000, but it can start at $40,000 to over $2 million.
Monthly fees can go from $500 to over $3,000, and they generally increase gradually. You may need to use your home’s value, long-term care insurance, and personal savings just to cover these costs.
At El Dorado Estates, there are no upfront payments. You simply pay a monthly lease and protect your financial resources.
In what ways does independent living at El Dorado Estates differ from a CCRC?
Feature | El Dorado Estates | CCRC |
| Level of Care | Independent only | Full spectrum |
| Costs | Lower, monthly only | High upfront + monthly |
| Commitment | Flexible rental | Long-term contracts |
| Location | El Dorado Hills | Mostly urban areas |
Should I choose El Dorado Estates or a CCRC?
Consider El Dorado Estates in El Dorado Hills if you:
- Want to feel at home in a place where you're loved and connected
- Are ready to be done with home maintenance
- Are looking forward to a engaging, social retirement lifestyle
- Don’t require daily assistance
- Don’t want to pay for care you may never use
- Prefer flexibility over binding contracts
Ready to move into senior living in El Dorado Hills?
Say goodbye to outdated notions of retirement homes. Senior living communities like El Dorado Estates are vibrant, active places that accommodate the modern expectations and lifestyles of today’s seniors.
What are the benefits of moving to El Dorado Estates?
Socialization: Remain mentally and physically stimulated with games, learning sessions, day trips, and parties.
Security: Safety alert tools, secure apartments, and thoughtful design for accident reduction offer reassurance.
Amenities: Take advantage of everything from nutritious and delicious dining and fitness centers to libraries, salons, and group activities.
Care When You Need It: While El Dorado Estates focuses on independent living, we can help coordinate care services if your needs ever evolve.
You’re Invited to Visit El Dorado Estates in El Dorado Hills
At El Dorado Estates, we keep things straightforward—simply wonderful, always upbeat, and simply the right choice for independent senior living in El Dorado Hills. We’re happy to chat with you, show you around, and share a gourmet lunch. Find out why so many active seniors love being part of our community. We hope to see you soon.